What is a good strategy if you want to improve your credit score everfi?

One good strategy to improve your credit score is to consistently make on-time payments on all of your bills, including credit card payments, loan payments, and utility bills. Payment history makes up a large portion of your credit score, so paying on time can have a positive impact.

Additionally, reducing your credit card balances can also help improve your credit score. Try to keep your credit card balances below 30% of your available credit limit, as high credit utilization can negatively impact your score.

Another strategy is to avoid opening too many new credit accounts at once, as this can indicate to lenders that you may be a high-risk borrower. Instead, focus on building a positive credit history with your existing accounts.

Regularly monitoring your credit report for errors and inaccuracies is also important, as correcting any mistakes can help improve your score. By staying proactive and actively working to improve your credit score, you can take control of your financial future and reach your credit goals.